FINANCE CENTER

Financing Benefits

Our Finance Center Is Here For Customers From Egg Harbor Township, Galloway, Mays Landing, Northfield, Atlantic City, and Everywhere Nearby


Welcome to the expert finance center at your local Lincoln dealer! We are proud to be your premier resource for reliable automotive loans and car leases. Our knowledgeable finance team is prepared to look over your unique budget and offer you the most compatible financial option. At Chapman Lincoln, we are here to help you find the best financing to get the Lincoln car or SUV model of your dreams, as well as the financing for any pre-owned vehicles you have your eye on. You can get a head start on the financing process by filling out our easy-to-use and quick online finance application before coming in. You can depend on the professionals at your local Lincoln dealer to assist you in getting the best financing for your lifestyle.


Are you concerned that low or no credit will stop you from obtaining your dream Lincoln model? Don’t be! The experienced finance center at your local Lincoln dealer is here to work with credit scores of all types and to accommodate your personal financial situation. We have a variety of connections with different lending institutions, and we are committed to picking the best car loan company for you. We also offer low-interest car loans for any customers with existing loans. So why wait? Stop by Chapman Lincoln and meet with our expert finance team, so that you can get behind the wheel of the Lincoln model you have always wanted. Apply for financing at your local Lincoln dealer today!

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.


If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (855) 806-1712 and we'd be happy to walk you through your options. At Chapman Lincoln, your satisfaction is our priority.